I tutor/teach academic subjects as well as recreational subjects like dance and musicality. 

When the music stopped the trailer was upside down on the freeway and there were a LOT of shingles and nails everywhere. 

Matt was instrumental in the negotiations of this house and I would absolutely recommend him to anyone (especially investors) looking to buy a home in the Greater Pensacola area.

As an agent and an investor in Nashville, here are my thoughts about Music City. 

If you transfer the property into a trust, the trust is viewed as an estate planning instrument and the bank will be fine. 

Deeds and other instruments; recording; when effective as notice; possession of real estate; not effective as notice; when.(1) Except as otherwise provided in sections 76-3413 to 76-3415, all deeds, mortgages, and other instruments of writing which are required to be or which under the laws of this state may be recorded, shall take effect and be in force from and after the time of delivering such instruments to the register of deeds for recording, and not before, as to all creditors and subsequent purchasers in good faith without notice. 

That means the security instrument (Mortgage or Deed of Trust) plus the Promissory Note is included along with all rights and interests.  

The law exists to protect the public from predatory behavior, not to prevent them from voicing their experience or opinion.The Virginia Supreme Court defines the "practice of law" as: One is deemed to be practicing law whenever.(1) One undertakes for compensation, direct or indirect, to advise another not his regular employer, in any matter involving the application of legal principles to facts or purposes or desires.(2) One, other than as a regular employee acting for his employer, undertakes, with or without compensation, to prepare for another legal instruments of any character, other than notices or contract incident to regular course of conducting a licensed business(3) One undertakes, with or without compensation, to represent the interest of another before [a tribunal, as hereinafter defined in UPC 1-1,] otherwise than in the presentation of facts, figures, or factual conclusions, as distinguished from legal conclusions, by an employee regularly Ö employed on a salary basis, or by one specially employed as an expert in respect to such facts and figures when such presentation by such employee or expert does not involve the examination of witnesses or preparation of pleadings.Virginia UPL Opinion 48. http://www.vsb.org/site/regulation/virginia-upl-opinion-48So, don't advise people on the law for money, don't prepare legal documents and don't attempt to represent people in courts or tribunals in Virginia without a license and you're not breaking any laws.Indeed, the very purpose of this community is to advise each other.

So, too, is creating something of value: a useful invention, a popular book, a musical recording, and so forth.Selling dreams works, also; though one is simply acting as a middleman peddling old truths wrapped in new words surrounded by breathless enthusiasm.

QCDs are probably the most misused instrument in real estate.