Too many statistics show this is not the case.

Statistically it can be shown that most people who try to time the stock market have lower returns than if they had not.  

That is a given and is supported by statistics that are easy to find and are widely known.

Insufficient participation in an insurance program suggests statistically there might not be enough money in the pool to cover the insured losses. 

This is why relationships are critical in syndications and not as much when investing in a typical mutual fund/ETF portfolio.Don't mistake a rising tide - the RE market being up for 9 years - for operational intelligence. not directed toward @omar khan, but just to leave here as information a post I made in a thread a month ago that is appropriate here:when I first started researching investing in syndications, one of the first web pages I found was this:http://www.nasaa.org/22284/informed-investor-alert-private-placement-offerings/ Private Placements and the Risk of FraudEntities raising capital through private placements often have a limited operating history and typically have more modest revenue streams than larger companies.Because private placement offerings made in reliance on Rule 506 of Regulation D are not reviewed by regulators, they have become a haven for fraud.According to the most recent enforcement statistics from the North American Securities Administrators Association, private placement offerings are the most frequent source of enforcement cases conducted by state securities regulators.

@Mike HernThank you for the valuable insights and statistics greatly appreciate keep up the information pipeline!

I’m trying to devise a system where every applicant with a specific statistical profile (income, evictions, references, credit) would land on the same result, be it approved with a higher deposit, declined or approved with 1x deposit. 

Per a recent statistic I saw, urban areas take up only 2% of land area in the US, that leaves a lot of potentially available development area. 

I know this is neanderthal speak compared to numbers and statistics, but it has been and will continue to be the case going forward. 

Bureau of Labor Statistics (December 2018 vs.