You're looking at multi decade investing horizons where the things that matter are local & regional economies, median household incomes, school districts, crime statistics, the competency & business friendliness of local & state governments, etc.

Wisconsin provides these guidelines:When a seller provides seller financing to the purchaser of a 1-4 family property, and the financing is "primarily for personal, family or household use" (for instance, the buyer will owner occupy), then the seller may need a mortgage loan originator license and so may the agents negotiating the transaction.

If your FICO is 730 or more there are household financial and other same day loans available.

The tenant will be charged any costs incurred for the abatement of any damages by unauthorized smoking in the premises.The tenant and any member of tenant's household or any guest shall not engage in any criminal or illegal activity, including but not limited to, illegal drug related activity, gang related activity, or acts of violence on or near the subject premises.Window screens are not necessarily provided (there are few flying insects in a desert).

In the future, add a no commercial use clause on your lease, something like:COMMERCIAL ACTIVITY:TENANT(s) agrees and understands that LANDLORD does not permit commercial/business activities on the premises being rented AND LANDLORD may, upon service of a 5-day notice to TENANT, terminate the tenancy of TENANT, without giving TENANT an opportunity to remedy the default, if TENANT, a member of TENANT household, or a guest or other invitee of TENANT or of a member of TENANT household engages in any commercial activity that increases traffic to the property and/or threatens the health or safety of, or right to peaceful enjoyment of the premises by, other TENANT(s).So, doesn't matter what causes the traffic, the traffic itself is a lease violation.

The third owner was combining households to save up money to by a bricks-and-sticks house.We’ve owned that last house three times now.

We look for tenants who are employed - most are single parent households, where the mother is a nurse/caregiver, and there are 2 or 3 children who are in school or even in college. 

its not unheard of to have a relationship with a local community type bank.. although deal flow will be pretty small. .I had a pipeline into a thrift back in the day it was a household finance type company.. so suuuub  prime.. and Mrs.

then I research the owners & check to see if there are any specific things that might cause them to sell such as new additions in their household which may cause the need for a larger house or if there are any unpaid taxes or code violations etc.

Prenups were not a household word when we were married.