If it's something you are genuinely concerned about you should ask your agent how they would handle that kind of situation so you are clear on your expectations up front.

Sometimes it’s locking myself in a room, sometimes it’s just going through old message and genuinely reaching out to people, sometimes it’s social media.

I genuinely appreciate it!

Your friends are speaking from ignorance, I think.I wouldn't go so far as to dump your friends (unless it gets untenable), but I would avoid the topic with them, unless they genuinely bring it up to see how it is working for you.

Manipulation like this will cause more problems than you need.My best advice is to become genuinely interested in people, be fair and prompt.Frank

Whatever we use to teach financial literacy should be "wealth vehicle" neutral.... for some people, index funds paired with an engineering degree paired with hard work genuinely makes the most sense, etc, and RDPD wouldn't capture or convey that.

Personally i'm a huge fan of Chicago cash flow, because everyone I met there seemed genuine.

If you have zero bias and go in with a genuine approach of mutual respect, that is often reciprocated.

Like when i went on a camping/fishing trip, I was texting bad and forth with a new tenant coaching her on how to use electronic payment software.I decided to go 50/50 traditional/Roth, mostly because I genuinely have NO IDEA if I will take a high paying civilian job in the max tax bracket, live off and pursue real estate full time, or something in between - after leaving the service in a few years.

@Marian Smith I'm a very sarcastic person and it is pretty hard to distinguish between someone who is genuine and just tugging my shirt on here without emojis lol!