I would recommend you just saving that money in the times we are in with this crisis. plus the ROI on foundation is like 0 unless your selling the house.

In the middle of the current crisis, (covid, maybe you've heard about it) you may not have any legal recourse right now.

Like many states, New Mexico has put a moratorium on evictions related to the coronavirus crisis and this sure sounds like it would qualify.

In light of the Covid crisis it seems possible they've changed some of the rules temporarily.

Hi BP,I realize again the importance of avoiding over-leveraging especially in this unforeseen recession crisis.

Maybe there's a diplomatic way to handle this.

I've also seen players who have saved it all during the crisis who weren't worried their debt is coming due and under stress and having to spend time negotiating with lenders.I am sure you will see that now or soon.   

They were above 90% each month during this crisis.

And ask them why they are delaying someone actually trying to help the city's housing crisis during the pandemic.These kinds of tactics have served me well when nobody is listening to reason. 

Second, the 208 Financial crisis is commonly seen as a housing crisis, but it really was a housing credit crisis.