What are true returns for comparison, before or after Income taxes? 

Then connect with some hard money lenders (you can find some here on BP as well as some who are typing this right now) and connect with them to understand their product type, what they like to lend on and requirements.Hard money broker is all numbers game of making relationships and helping those that are looking for financing, it starts out slow but if you get with a few good borrowers and lenders it can be pretty decent money to be made.As an example we paid six figures last year to HM brokers. 

After reading so many intros of young, single, eager individuals, I'm hoping I'm not too late to the game! 

True although the fires this year just adds to the reasons to leave California (excessive taxation and regulation, overbearing political correctness, downtowns littered with feces, etc.).

Personally I am thinking 1c. 1c but 2 being more true then we would like. 

I'm trying to prepare incase this is true.

For example I know many who are now just lending because they are getting 10-12% short term which is far better than any cap rate on real estate. you do not have the equity upside as you do real estate but its a way to play the short game to see what happens over the next 12-24 months and decide when you want to buy.

It’s all about what will draw guests in and make them choose your listing over others.2️⃣ Standout Amenities: Rentals that offer something extra, like a hot tub, game room, or eye-catching design, often attract more bookings and higher rates.

I am a property manager with 200+ clients, half being true investors growing their portfolios who also work a w2 job.

Forums and meetups like BP have changed the game for my family for generations to come AND for generations for people in our homes.