There’s a lot of misinformation out there, particularly around VA loan assumptions—one common misconception is that you have to be a veteran to assume a VA loan, which isn’t true!

I have worked for lenders, I've brokered, and I have worked with real and true private money and even closed loans funded by a hedge fund of a syndicate of investors.  

This may or may not be true, but either way it sounds like your best move may be a court ordered payment plan.

Neutral colors work well, and energy-efficient upgrades not only attract buyers but can also qualify for tax benefits.

All too true! 

In the end, if the former is true, then lenders will value it as land with improvements.

the ONLY true way to reserve for sub to melt down is to have the money in the bank to pay off the offending mortgage full stop any thought of trying to refi etc is just wishful thinking sellers credit will get hammered while you go through the process.

Very true Drew!

5) Home Warranties: if it's too good to be true - it isn't!

Bird dogging is a way to make money but its not gonna get you rich.WE have had many do some birddogging for us on the private lending side to find qualified people that need a loan and its interesting how many last a few weeks - I sense the same holds true for real estate bird dogs.