I recommend you decide, take action, and move on. 

The reason you see a person’s name and all their entities listed in a lawsuit is because Plaintiff (the suing party) attorneys have to list everyone and every entity that can be remotely tied to a cause of action, otherwise, if enough time passes and through the legal process discover that a separate entity or just a person was truly liable and they didn’t name them in the lawsuit, they are out of luck.

My experience has been that most lenders don’t immediately move on this, many don’t take action for 6 - 12 months.  

I just keep hearing over and over again to just take action and course correct from there. 

When I was 22 I had to move from my home town to Las Vegas in pursuit of HVAC trade school.

However, smaller projects or certain trades might not require a license.

Sure, they may be able to grow to a very moderate size,  add a few units, or trade up to a larger investment, but as for real scalability: NO.Why?  

Next step is typically to file the action at the courthouse, like you said. 

A global trade war is seen as the biggest observable risk for 2025, followed by a tech stock plunge and concerns over inflation and bond yields14.

Truthfully, I loved QB, but I am an accountant by trade.