Most of the US aren't office workers...it wasn't complete remote work for everyone nor was housing suddenly the #1 sought after thing in the country.

All of a sudden you now put on your website that you have approx. $50M AUM from as a debt fund sponsor and want to raise money for your new fund. 

But direct bookings aren't suddenly going to fill in in the event the Airbnb algorithm glitches out.

Difference this time around was the mezzanine piece of equity 20 years ago was debt financing and today it is investor equity. correct, the sudden U sharp decision by the Fed to increase rate the fastest since 1830 combined with three percent cap rate is recipe of wipeout.

Presently, I've noticed a surge in foreclosures emerging in Tampa Bay.

That is the problem with Syndications, you have no control over the Syndicator, who may suddenly need cash for some other mistake he needs, and he sets out to create mischief.  

However, this influx has led to a surge in home prices, making it difficult to compare our market with other cities in the U.S.I found a lender and an agent, but the competition remains fierce.

Notably, last year saw an unusual surge in October, which traditionally had been one of the slower months, often trailing only behind September.Seasonal Trends Based on Previous Years:January - Recognized as a mid-season period, January experiences a boost from holiday spending that extends into the first 10 days of the month.

Syracuse is experiencing some sudden (false?)

Most of the STR's I quote for financing are Florida, but the issue is the last hurricane caused a surge in insurance.