A 4-bed, 3-bath rambler with a large lot in a high-demand area is bound to attract buyers.

Stable demand, in retiree market - yes, but also in several other segments: professional working remotely, new Americans. 

Main goal of All In One heloc or 1st Lien Position Heloc:  Lower your daily average balance.Main Drawback: Rates are substantially higher than 60% of current 1st mortgage balances.If you are mostly living paycheck to paycheck and your money leaves your account as soon as it comes in to pay bills, this is not for you. 

There's just not a big demand here for STRs.

prices are high, interest rates are high, there is tremendous demand for inventory, and - one thing that doesn't get mentioned enough - a record number of properties are debt free. 

So, there is no difference in cost to you whether its a small amount of wear and tear or something a bit more substantial.

There is ALWAYS a demand for ocean-side properties in FL, and these are not only retirees.

Luxury rentals, purchases and short term accommodations will be in high demand from Santa Barbara to San Diego and a drastic uptick in inventory for sale can be anticipated in the areas most effected by the fires. 

Cheap homes for an area are cheap for a reason - low to no demand from local investors or owners. 

Rent growth is a function of supply, demand, and interest rates:- I'd ground any forecast by stating I expect national rents to rise on a pace more or less in line with inflation over any long time period. 2-3% per year.