The problem was where the gutter spikes went into the facia.

I was also aiming for bond-like return from rent and "hoped" for the occasional capital appreciation spikes to boost the return.

Because my input is that you should not be wrapped up in this deal, you cannot afford this house.If a lender tells you that "you can afford" $375k for your primary residence, you should be shopping for homes in the $275k-$300k range.What you've done here is maxed out your debt-to-income ratio to the point where just a small spike in interest rates has caused you to not be able to afford the monthly payment.

Of course Livingston rents and prices have spiked as a result now too. 

Electric can also spike in the summer with A/C.

However, we will see a spike coming into the winter months when ski resorts start to open and blow snow. 

Electric can also spike in the summer with A/C.

@Courtney Jones: Do you find that even with increased rents, you still have out-of-pocket overages to pay when usage spikes?

She said rock bottom with signs of a spike.

I would partner with an Attorney and see what options you have to spike rents as fast as possible.