But that's all I'm currently smart enough to plan.

If the numbers still look solid after you factor in those taxes, then it's probably a smart investment.

You're smart for recognizing the importance of building relationships...very few wholesalers in my area understand this. 

You have found a market out-of-state and have talked to an investor-friendly Realtor you met on Facebook that seems to check a lot of boxes for you and your goals.You worry about making a good choice and how to complete your due diligence on this agent and opportunity.All of my out-of-state buyers buy without ever having seen the property in person but I know they will at some point and want them to have a good experience so I frequently do FaceTime walkthroughs with them before buying and use a very comprehensive property inspector to avoid surprises.

They can guide you on tax advantages, asset protection, and multi-state strategies.A HELOC is a smart way to leverage your equity—ensure your financing structure aligns with your long-term goals.Since you plan to add multiple properties annually, consider setting up bookkeeping and financial tracking systems early to streamline your operations.Best of luck with your BRRRR journey—it sounds like you’re off to a strong start!

After 20 years in real estate (before DSCR loans were even around), here’s my take: Tampa and Central Florida are gold mines if you play it smart.

There certainly may be some loss aversion that drove Tyler's choice.  

Starting with smaller loans and building relationships with real estate professionals is a smart way to gain experience and diversify.

The areas to be painted and the choice of colors will be agreed upon by the Lessor before painting begins.

Fine - use what ever suits you.Mortgage acceleration is a choice, not a requirement.