Thanks for sharing this and for being willing to engage in (probably super simplistic) conversation about this.

It is just too simplistic. 

I made the strategy of paying off properties sounds simplistic, but it is a tad more complicated as I am still adding properties with mortgages.

Pre-fab spreadsheets are either too difficult to understand what they are doing, are so simplistic that they don't help, or aren't really tailored to your specific needs.

@Alyssa Miller That is just the market in this area right now - I know that sounds simplistic, but current market values (as in, what people are willing to pay for properties, 'people' meaning a large proportion of owner occupants who want to get into a house while rates are super low and they've often missed out on several homes already due to bidding wars) are high enough that it's not an environment in which investors are going to find a lot of deals.It's kind of like trying to 'hack' toilet paper at the beginning of Covid - the supply/demand curve is not working in your favor.But, nationwide, the number of properties going into the first stage of foreclosure is skyrocketing right now - I don't think we'll be immune to that despite our strong tech industry.

But, I do have issue with your simplistic summation of this specific case.a) Not sure what "error" you are referring to or if even an error was made, but it shows bias for assuming the higher value is correct and the lower one is in error (this is not pointed at you).b) I don't see any admission as part of the settlement.

Sorry to hear thisI have not claimed yet Not too many options with insuranceI think simplistic insurance?  

Thanks in advancedMission Statement: Our mission is to solve Landlord and Tenant disputes in the most simplistic, quick and cost effective manner.

But it's still too simplistic.

For two separate SFRs I think it would be simplistic to have everything segregated.