However, here are a few strategies to explore:Local Real Estate Investor Networks – Join local REI groups, meetups, or Facebook groups where private lenders may be open to funding primary residences under the right terms.Seller Financing – If the seller is open to it, you could negotiate a seller-financed deal where they act as the lender.Community Banks & Credit Unions – Smaller local banks may offer portfolio loans with flexible terms.Wealthy Individuals / Family Offices – High-net-worth individuals sometimes fund private deals, especially if they see strong equity and repayment potential.IRA or Self-Directed Retirement Accounts – Some investors lend money from their self-directed IRAs for real estate transactions.Since you’re willing to pay higher interest for a short-term solution, a contract for deed (land contract) might also be an option, where the seller keeps the title until you pay it off or refinance.Would you like me to connect you with any potential private lenders?

I would also never buy a short term rental in an HOA - it's just one more entity that can tell you what you can or cannot do. 

To make a long story short, they are no longer able to make payments on the property and are in danger of losing it.I have a rental property in Southern California that I currently own whose value if I sell should cover the outstanding loan balance on the farm.

Partnering: If you're initially short on funds or experience, consider partnering with someone who has more experience or capital.

We also should be prepared for temporary bond market volatility in the short term, as the GSEs reenter the market.

The short answer is yes, but it's much harder.

Hard money loans are another option for short-term financing, especially if you're looking at fix-and-flip opportunities.

Remember this is a marathon......That said are you planning to flip, hold(short or long term?)

Rent would probably be a short term nightly basis. 

I am paying a bunch of interest on the short term loan, with no timeline or updates.