Some programs will do the full LTV that a long term rental would have and some lenders will reduce the LTV by 5%.

Many local businesses that operate in the downtown area by the state park (including some famous attractions) close for the winter or reduce hours.

Is there a way to reduce the amount of hours so you have more time for other activities?

This reduces exit options and affects the value. 10) Small number of small units is the most expensive residential development there is.

Using a 1031 to upgrade to a two-family could help you reduce or eliminate the $1,000 out-of-pocket expense you’re paying now.Also, condos often come with HOA fees that limit cash flow, so be mindful of their impact.

The police love to claim it's a "civil matter" so they won't have to spend time and energy on it. 

This would help reduce the amount needed for a bridge loan to fund the acquisition and renovate the four vacant units.

Because the 8% is only on the principal that gets reduced each month and when that principal comes back in the door, its not getting reinvested immediately.

Also, check if there are incentives or rebates for upgrading to more energy-efficient systems in your area. 

There are some benefits to having an LLC on reduced liability, but there are more expenses.