I would recommend consulting with a tax professional to gather more details to confirm this based on your situation.

If you're open to looking at some resources here's what I would recommend you start with based on what you've said:1.

If I have some cash do you recommend clearing the loan or invest instead for next property with proper planning ? 

Quote from @Paul Whitehurst: Many will tell you to borrow money from Property A to purchase Property B, but that's known as over-leveraging and not recommended for a newer investor.

I am starting with a small budget(100k-120k) so trying to understand which neighborhoods I should focus on, would love to get recommendations if you have :) I live south of the city and only like to go about 30 minutes away from home. 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I recommend you include some of your key qualification criteria in the advertisement.

Any advice or recommendations would be greatly appreciated.

I see that you recommend NOT having my mom deed the house over to me in order to borrow against it.

I think you bring up a good point of considering offering higher returns to investors if I have to begin to search outside of my network.But my original question from the post still remains, where would you recommend I search for people interested in an opportunity like this?