My cost they said i could do $2,000 up front and then next couple months more payments with cold calling they offer and fee would be $9,800 plus the cold callers Virtual assisant that would be working with me.

That’s a small fraction of what all that would cost in my market.

I've lifted the ban, you are free to continue to send messages.

I/we appreciate you as one of our investors.Feel free to contact me anytime.Continued success!

He even chatted with me through this forum (Bigger Pockets) and was very encouraging that you can even do it just with free stuff out there.  

And if you join Lowe's Pros, you'll get an additional discount (it's free to join).

If you ever want to chat or brainstorm strategies, feel free to connect!

Feel free to reach out with any questions about repairs, construction, mechanics, etc, as I am well versed in those fields.

This also leaves me with $3,750 stuck in the deal (not including financing and closing costs, which could easily add another $20,000).In total, if I had to include closing costs and financing costs, I’d have about $23,000 (if not more) tied up in the deal and lose close to $700/month before accounting for expenses.

I BELIEVE this credit would be treated just like covering buyer’s closing costs.