Agent gets paid from the net proceeds unless the seller is unwilling to pay the buyer agent fee/commission, which in this case you do not have an agent; that agent would ask (if they were representing you) for the buyer/you to pay them their commission from a buyer broker agreement (if the seller was not paying commission).So it's the same difference, the seller will pay it (2%), and the agent will not come out of pocket for it.

The seller gets paid in full . 

Yes, the wholesaler bought it from me for 107K and sold it to the end buyers for 117K, so the end buyers paid 117K + 3K in closing costs.

Never paid late, never damaged anything.

I have good credit and savings in the US, but I live and work in Australia (income paid in Australian dollars).

And most contractors, even the best ones, start to lose some steam at the tail end of the project (especially if you have already nearly paid them in full).Your best course of action is to do what you can to maintain a friendly and cordial relationship with the contractor.

Since she didn't disclose this dog to you when she applied (even if she's not required), most likely she just has a pet that she's trying to pass for an ESA with a print-out from one of those online "ESA letter" mills.

I teach CE/CPE for several tax organizations at conferences and online so I talk to A LOT of tax professionals.

I paid $62,000 for it and it's generated me $1,000/mo net cash flow like clock work ever since.

I’m certain there will be some type of moratorium or intervention, but the fact of the matter is the balance sheets of impacted lenders will suffer when obligations are not paid on time.