So I am adding my comment.I'm not chiming in here to defend this company, although I am a student, but the fact that, the "facts" you are presenting to uninformed individuals visiting this forum are again inaccurate, makes me sick.

Sure they could sue and you would spend a small fortune defending yourself, but on what grounds would they win the case?

Things like using software like TurboTax or using a CPA with a strong history of successfully defending against audits.

I am not in anyway going to defend this landlord.

Repairing your credit on your own is like defending yourself in a court of law.

And the Nuge carries a pistol and used it to defend a police officer in Florida.

He hopes to make money in real estate some day so he can be a youth minister who doesn't depend on a small paycheck to feed his family.

No condemnation here; just stating the facts for discussion purposes.I'm trying to consolidate this discussion at http://tinyurl.com/5u7vff so that summerhomes won't have to work so hard to defend the Norris Group.

The value proposition I give to clients is not that it's too big and scary to do for themselves--you can also learn to become your own lawyer in order to defend yourself in court, or you can become a master mechanic in order to build your own car--the question is: do you want to do the work and research necessary to represent yourself competently?

Thanks to Carl and the others who jumped in and defended me.