The DSCR program "Must use the lesser of the two either common rent from the appraiser 1007 rent schedule form on the appraisal or the lease".You also have to factor in the taxes and insurance because a guesstimate or ball park can kill the approval. 

Quote from @Mike Klarman: So, the Ground Up Programs are the hardest to get into. 

If your goal is less required documentation, DSCR is likely your best bet as most everyone as mentioned, possibly a bank statement program depending on your job structure. 

Quote from @Neil Clooney: Hi,Does anyone have any advice on real estate mentorship programs.

Whether an individual consultant or a mentor through a program, mentors provide the foresight and support you eventually need because of their experience.

I launched a coaching program aimed at real estate agents who want to transition from traditional transactions to building their own portfolios.

This is for one lender's program.

The real estate market is constantly shifting, and most coaching programs are outdated.

I recently obtained my HI real estate license to access the MLS and assist with my personal house-hunting needs.Does anyone know of a more boutique brokerage on Maui where I can hang my license with minimal overhead and without the requirement of going through a mentorship program?

From a landlord perspective, its great to be able to provide these simple services/amenities at no cost to us, yet empower the tenant to enroll in programs like this.