I have lived in (with a small child) and own multiple pre-1978 homes that most likely had lead paint in them.

AS a PML / JV partner I welcome pre pays :)

The last house I put on Zillow and that worked out well as several people were pre-screened by Z.  

How did you incorporate the funding fee PLUS the closing costs?

You'll likely pay high premiums, face lots of claim denials due to "pre-existing conditions", and deal with service delays.

Hi @Sumit B.To start off, Cape Coral does have a 7 day rental minimum, however, this is an ordinance that pre-dates the STR industry and was originally targeting transient housing. 

When I divide my Monthly Income by the Pre-refinance expense and Post-refinance expense, I'm getting a different ratio than what the calculator is saying.  

My only hurdle is the fact that I don't know the Real Estate Investing industry that well, so I don't know where or how to find the right documents for my wholesaling transactions.I've began generating pre-foreclosure leads, which I am able to filter out just ones with high equity, owner occupied, and no auction date, yet.

So you should definitely pay them an hourly rate for all pre-purchase time they help you with.

The instances where I do take the fee are often off market heavy entitlement transactions where I incur significant out of pocket pre-development expenses and use the fee to help with reimbursements.