Our cleaning fee covers professional clean, laundry service, and consumables. 

In Philadelphia area there are several REIAs including Diversified Investors Group (DIG), Delco Property Investors (DPI), and South Jersey REIA (SJREIAA) just to name a few.

There are certainly some things to learn along the way, but you'll figure it out as you go just like we all do.There are plenty of folks here that would be happy to help for free - including me.

Love your data-driven approach—real estate and AI actually have a lot in common when it comes to spotting trends and optimizing strategies.I’ve been investing in Tampa for 20 years, own 32 properties, and help investors find great rental deals (including out-of-state buyers looking for hands-off opportunities).

I would keep detailed records of my deals to include photos that I could use later when I am approaching a potential funding partner.

DTI ratios are generally used in consumer/residential (aka primary) mortgages when the property is in your personal name.

That is between 6 and 20 returns out of every 10,000 returns.That 6 or 20 has to include some pretty likely candidates.

One approach that I have not seen included in the discussion is as you are still in the planning phase, you could change your approach and the facts to make it more favorable for your strategy.

Lenders often include a portion of the cash flow in the investment property as income to you personally to offset the DTI. 

If not, I have included an article below that sheds light.