Sometimes hard to find this happy medium in rate sheets, though.Another consideration would be taxes - points are typically treated as interest, so if your tax obligations are high this year vs being higher in the future, then this could also impact buying down now vs paying a little more in interest in future years. 

@Nick HulmeMaking improvements to your primary to make it high quality enough to rent above market rents, rent it.

@Paul Cijunelis  thank you for this response Paul, well I firstly got interested in CRE when one of my high school teachers told me about how he does it and that kind of started my interest, I really love CRE because I've noticed it's a very lucrative and risky business like high risk high reward, but not just that I really love seeing a bunch of properties being brought back to life with renovations.

We fully furnished the home through FB marketplace and estate sales- nothing high end by any means, but very retro and mid century. 

The rental market demand is still extremely high and there are a lot of value add opportunities, you just have to be willing to put in the work.

What doesn’t work today may work in the future.Another challenge with the traditional BRRRR model is the resulting high debt load often isn’t fully covered by rental income, especially in today’s high-rate environment.

Then you have companies that originate and having a loan go NP is a semi disaster :)  What I am seeing is some of the NPN folks have had to go into origination as the NPN space inventory shrunk a ton and or pricing was to high to make sense. 

If I didnt monitor and didnt correct mistakes the job would've cost me the same but with lower quality work and craftsmanship

Homeowner should have an adequate policy and you can use additional damage protection from services like Safely and Waivo.Yes, security deposits are normal for MTRs and highly recommended. 

https://www.biggerpockets.com/forums/12/topics/1122318-quality-turnkey-companies?