Quote from @Jonathan Greene: Did you miss this post in the exact same forum with 99 replies already?

I agree get the permit but …@Bruce Woodruff & @Jonathan Greene likely are unaware the state legislation keeps passing laws to protect safe, unpermitted units.  

I've read a few of the BP books written by Brandon & David Greene and they say something similar to choosing a PMC.

Our go to lender to @Jose Valdovinos with Cross Country Mortgage...I am almost certain that they can do loans in the ATL, but hose can confirm. 

Another we work with will take a new deal that was $500k, they may lend full amountore but they would also need to cross collateralize as well on other assets that would have to be atleast 2-3x value of the property.  

Financing-  build a relationship with a regional banker, don’t shop for interest rates, start small and build history and loyalty they are your team, Cross collateralize, deposit CD/MM or custodial account with bank for loan, give them monthly updates, nail your deal analysis, do stress tests on your deal analysis-cost/interest rate/deal length/ sale price etc. 12.  

Quote from @Jonathan Greene: The best HELOC usually comes from the bank where you have the most money or the one you have the best relationship with.

Quote from @Jaycee Greene: it all depends on the credit scores, but consumer mortgages tend to have lower interest rates than commercial loans.

It was written before the days of YouTube, so it's not full of the common nonsense where authors sell a course, send you to their website for downloads, or write a follow-up with additional "secrets" they forgot to put in the first book.Long-Distance Real Estate Investing by David Greene was another good one.

Quote from @Jaycee Greene: How are you going to figure out how much work a property needs from out of state?