The Things That Worked:1) Good Will (GW) Letters2) Pay For Deletes (PFD)I encourage anyone who needs to clean up their credit, find a good credit information site like myfico, and get started.

First, "first responder" is a misnomer here...while this certainly does include firefighters and police officers who had a job to be on the scene, it also includes the up-to 60,000 people who spent days/weeks/months volunteering at the site of their own goodwill and public service.

If a third party in the deal who is neither a buyer or seller makes more than 5% of the deal's worth, the notary will not let it slide.Pretty much only shady brokers use a simple pre-agreement in writing, which they will tear up later and avoid paying taxes on the deposit that has been transfered to their account as a sign of good will by the buyer. :)-----With that said it's a good point that I could deliver my offer in writing to the seller.

GW (Goodwill) Letters - Write a letter every day and send it to the CC company that you have the 30 day lates with.

When you are qualifying accredited investors and advising them about how to fill out their subscription agreements do you use a standard procedure for letting them know how to value their goodwill?

Once you KNOW the stuff is abandoned, throw out the junk and take the stuff of value to a charity like goodwill.

Obviously, the deal has to be good enough to pay for pay for this but if it is, this a no brainer deal that could bring you future business and a lot of realtor good will.

Recently I have taken 17 large boxes to Good Will, filed or shredded every scrap of paper, organized my tools, and lost 15 lbs and an inch off my waist.

Blessed is he who, in the name of charity and good will, shepherds the newbs through the valley of the darkness, for he is truly BP's keeper and the finder of uninformed newbs.

Is there any appropriate gesture of goodwill beyond a card?