The note holder now must be familiar with real estate market issues, property conditions, marketable areas, value fluctuations expected over time.A good loan officer needs a commanding grasp of several areas of real estate.

Remember that home prices are continuously fluctuating and that oftentimes people overlook homes due to whatever reason.

Does a stock investor continuosly believe stocks go up.. forever and ever- or are market fluctuations the rule?

Could you imagine loosing your home because of a fluctuation in the economy?

The more deals that you do and the more risks that you take, and the more you are open to market fluctuations, the more likely that sometime you might have a loss.If it were me I'd get the tenant pre-approved and get on the path to the tenant buying the property, next year the interest rates could be higher or the value could be lower.

In summary, items #1 and 2 above will fluctuate in value depending on the caliber of the coach.

Hi Callum, investing in Reit's is like investing in the stock market, you're buying shares of a REIT that fluctuate.

While you didn't direct that to me....Yes you could, I wouldn't make it so obvious setting the rate to IRS minimum, and it fluctuates quarterly I believe..... 1% above as a margin as an adjustable annual rate is more believable IMO.There is no problem with a note and an annual payment, even interest only annually, the easiest way.

Pendings will show the type of fluctuation and activity of peoperties getting ready to close.

Although we have not seen much fluctuation in residual streams of the nature that I own, I think some of my money should be in RE that is known to appreciate and as mentioned above can be Levereged, Depreciated, etc.'