I would say if you tow them because they pay late, that must be some sort of legal or ethical violation.

The key is simply act ethically and professionally in everything you do, disclose anything that needs to be disclosed, and hold yourself to a higher standard than even the public would hold you to, and you will be fine. 

If you gain advantage by letting an agent double-end a deal, then that agent is not being ethical.

But remember this person just went through a natural disaster is in a very vulnerable state, please be ethical.

For wholesalers I have heard that Simple Wholesaleing with @Brett Snodgrass does a great job and they sound pretty ethical and I would also recommend @Andy Rumple who I met personally and seemed like a great guy.  

Your tenacity and work ethic got the job done, good job proving the naysayers wrong.What do you use to find these deals?

It's unbelievable how people justify their own ethical lapses based on someone else's behavior.  

If he did tell you, then he has to tell everyone that submitted bids per the NAR Code of Ethics. 

And while I believe most lenders tend to the ethical side, it's the people who aren't that force us to create rules/regulations to protect everyone else.There does seem to be some nick-nack fees there, but all told, at that rate, it seems like you should just zip the lip, grab that cash, and RUN!

So long as my morals or ethics isn't crossed, you have to look at the big picture.