If interest rates fall later, refinancing again might require you to bring extra funds to the table, which could impact your overall investment strategy.

Hey Ben, it's great to hear about your passion for real estate and the impact you’re making in Des Moines!

The shorter the prepayment term has an impact on increasing the rate.4.

------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

It's shedding material from impact of sun's rays, that's how elec is produced.

Can you give me some thoughts and insights about Brandon Turner leaving and its impact in the community of BiggerPockets?

If one property fails, it could impact the other property or your entire portfolio. 

Are you reducing my ability to network and conduct business and negatively impacting my future deal making ability by calling me a "fake investor"?

I only sold a few amount of properties but the values of the homes have increased.The government is making less affordable homes(Impacts supply)A lot of the points you suggested such as selling costs and having to rehab the property before sale apply to both cheap homes and expensive homes

Delays like this—especially in probate—impact our timelines and profitability.