You need to build your team anyway--start locating your coalition of the committed. competent and collaborative.

I would love to collaborate.

Looking forward to any future potential collaboration.

I also have a Facebook group called Lend2Live: A Private Lender Collaborative you can join exclusively for PMLs to connect, learn and share best practices.

In general repairs is something that that bring back to its working condition without adding any value while replacement are generally considered improvements as they enhance the property or extend its life.

It's called Lend2Live: A Private Lender Collaborative. 

Obtaining a real estate license, collaborating with wholesalers, and reaching out to local investors can provide valuable insights.

Your point about working with a realtor or someone in property management who’s looking to scale also resonates with me, as I’m always open to collaborating and learning from others in the industry.I’ll definitely keep in mind the financial considerations you mentioned when transitioning careers or starting a new business.

@Jay ShahTo enhance your real estate investing confidence, consider educating yourself with courses and books on deal analysis, property management, and house hacking.

This can enhance your application and improve your chances of securing a loan.