That way, it'll never be your word against theirs (like when they're late on rent one day, and that minor surface discoloration turns into thick cakes of deadly toxic mold). 

The location I’m speaking about is literally caked “arts district” with the hip, trendy, bars and clubs down the street.

You would be just barely breaking even with reserves for maintenance and any future property management.ADU could definitely be icing on the cake.

Personally, I would never buy for long-term appreciation anywhere as I consider that "icing on the cake."

Some of the terms I remember were: -Up to 75% LTV-Will lend to LLC-3-6 month seasoning period-Choice of recourse or non-recourse (slightly higher interest rate for non)-Asset based lending, and not conventional (loan depends on performance of the asset vs. your personal tax return)The market is currently in an interesting situation (especially in the Greater Atlanta Area where I invest) because although it is harder to find financing options for several of the properties that are now ready to refinance after being stabilized and cash-flowing, those same properties would be selling like hot-cakes on both the MLS and off-market investors.It has me wondering every day.. shall I wait and try to find the pre-COVID terms, or shall I sell for a profit?

I'm so grateful to have been able to accomplish this, and to have done it entirely remotely is the icing on the cake.

Yes, here in California everyone wants a piece of the cake.

So that's the icing on the cake for them......9 weeks later they said due to the pandemic, they are unable to do the refi right now.

It’s from tenants that want their cake and to eat it too... a free ride on $15k owed.The eviction on your record is the last thing you should be worried about. 

Beneficial tax rules is just the icing on this cake.