Hi Even,I don't know about DPA and Grants but I do have a great program with only 3 precent down and low interest rate.

Building a rental portfolio that replaces your income takes years and a lot of effort, this is especially true in our high price high interest rate market.You need to have at least a 10 year vision when buying real estate.

Also, there is a need in the marketplace for a co-living PM company that doesn't charge too high of rate. 

I got bit a couple years ago and went from a 6% rate to almost 10% rate.

Connect with lenders and brokers, see what rates are out there, underwrite the deal and see if it makes sense after debt service. 

Bureau of Labor Statistics and Texas Workforce Commission, Texas was reported to have the highest rate of job creation through 2024. 

I recommend getting a few quotes and choosing one that is right for your financing strategy. if you are trying to get fix and flip money there is a wide disparity in rates and charges.

How much below market value would a sale have to be for it to trigger a gift tax and if so what is the rate on that? 

You also implied that we don't specifically price deals for our clients and the client's "rates and fees will be much higher".

It's objectively rated as a great place to live, but obviously you need to be ok with Winter.