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28 January 2025 | 1 reply
It will give you a lower interest rate on both properties because you bought them as owner occupants, and it will require less down payment to get into.
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12 February 2025 | 10 replies
Given the market conditions and your hard money loan, it might be wise to first calculate your monthly holding costs, including loan payments, taxes, and maintenance.
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18 January 2025 | 9 replies
Ability to repay - can you as the borrower afford the payments based on the loan amount.Typically they will not take into consideration the mortgage on a new property that has not been taken out as that is new.
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10 February 2025 | 16 replies
Did you know before it happened, that new regulations were coming regarding condominiums that now makes a large number of people both regret buying and now not being able to afford the payments on the "great deal" they bought a while back?
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3 February 2025 | 8 replies
Honestly is better spent as a down payment on a second building.
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27 January 2025 | 4 replies
For example, the buyer, if they find problems with the property or stop making payments, can blow up the seller's credit.
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17 January 2025 | 7 replies
In this type of situation, they want low interest rate with low down payment also.
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3 February 2025 | 26 replies
DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.
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27 January 2025 | 14 replies
If you sell, you could access the equity you’ve built and put it toward other investments or save for a future down payment.
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5 February 2025 | 10 replies
In my opinion, $90,000 is too little capital to invest in real estate within a retirement account plan.LTV's are lower when investing with a retirement account plan - Around 65%Meaning if you were to use $60,000 as a down payment, you would likely only buy a house around $70,000.$8,000 would likely go away in closing costs.