Both of these allow you to low down payment loans to buy a primary residence with fixed interest rates.

early/prepayment only decreases the income/value of the pkg. 

Quote from @Roger Flot: I was reviewing some renovated listings in my area and one indicated that even though the house was originally built in 1920, because of all the renovations bringing the house to current code, that you could get 2024 rates on insurance. 

Since she was a first time homebuyer we were able to save her 1% off her interest rate!

-How are you getting a 3.75% rate?  

My two partners are willing to pay their share, but they’ve also offered me the option to take over the property completely since the loan is in my name.Here’s my dilemma: If I keep the property and rent it out, I could get around $2,300 in rent, but my mortgage is $3,300 at a 7% interest rate.

We invest in some deals because they meet our Hurdle Rate/Return on Investment objectives. 

Also I've heard of some DSCR loans that are not too far off from conventional rates.  

(i.e. initial decorating and painting, bookings, rate structures, marketing, bookkeeping housekeeping, etc)? 

What are their nightly rates, occupancy and amenities?