As banks and Wall Street have long since discovered-- owner occupied first mortgages with a decent down, and screened, credit worthy buyers are fairly low risk..Tips: use a title company, traditional documents (with your designed note terms), and screen your buyers (it was admittedly easy for me as they had been pre-qualified by a bank but liked my low fee, low transx costs financing better).

So they can actually verify information such as SSN, DOB, Spouse, Credit worthiness, Employment history, previous addresses, etc. 

However, your ability to get financing in an LLC (or even other entities) will likely come down to, at least in major part, your credit worthiness as a borrower, as was mentioned previously.A hard money loan will likely be more asset-based than typical financing, but often these lenders are looking for shorter terms and are often used in conjunction with fix and flips more so than with long term rentals.Check around and see what options start to rise to the surface.

You can't discriminate based on family status, but you can based on creditworthiness.

. - but compliance is just properly screening to make sure that the buyer can afford it. you'd have to prove that you did an almost-bank-level credit worthiness and financials check before approving a buyer.just a summary from a non-lawyer, for more info, please defer to a competent attorney in your space. 

One way to do that is to read recent reports on the credit-worthiness of the municipal bonds.And of course if you have any specific questions you can always post them here.

The differentiation here is that OP wants the bank to underwrite to the creditworthiness of the property as opposed to his own personal financial situation.

Hi @Michael Dunn,For decent credit scenarios, VA AUS loan approvals often come back with completely crazy things like "no determination of debt to income ratio or creditworthiness required, no verification of rental payment history required."

And keep in mind, even if you wait, you can certainly start your RE investing business and learn from BP how to do tons of deal "Sub2" and wholesales, etc that don't require any of your own cash nor being credit-worthy.  

@Ned Micic Banks and hard money lenders will always like to see a lease in place when evaluating creditworthiness of a borrower.