He would also not need any private money lenders to close these transactions -- his bank would be dying to give him a commercial line of credit. 

Commercial loan How did you add value to the deal?

Rookie question here - when you are talking about multi-family, are you generally talking about larger commercial buildings or also including small (2-4) unit properties in this analysis? 

If you are looking to use rental income instead of personal income to qualify for mortgage, you'll be looking at commercial financing.

In addition, due to them being eligible for conventional non-commercial financing they typically have lower cap rate than 5 units and more.  

In our case we tripled our deal flow when we started a program of direct email to mortgage brokers, real estate brokers, and real estate investors who could bring us either mortgage notes for sale or new loan opportunities for loans not qualifying for commercial financing.  

Investment Info:Office Space commercial investment investment.

I suspect you spoke to bank employees who weren’t in their commercial lending division and didn’t understand your borrowing request. 

Hi everyone, joined BP last year for all the freebee calculators and finding myself a bit over my head and in need of some advice...Have a commercial property bought on land contract, 0 down, 5%, amoritized over 30 years with 6 year balloon for 120k last year.

Another downside is you loose on the advantages, of the Federal Tax Code, by not closing in the name of a LLC/ LLC taxed as an S Corp, or an S Corp.If you want to close in the name of a LLC/ LLC taxed as an S Corp, or an S Corp, Mortgage Lenders will offer you Commercial Loan Terms (25-30% down, a 15-25 year amortization, and a ballon due in 5-7 years).