@Russell Brazil Your classification of small brokerages is surprising.  

First you have business classifications, that you elect.

If you have kids in high school you definitely want to encourage your kids to take this class if your school offers it!

Of greater importance is:Don't get sucked into D class being great cash flow its only great cash flow on paper generally... the reason its D class is you WILL NOT get consistent cash flow.. that's what makes it D class or one of the attributes to the Classification of these assets from A to FI call them paper tigers... :)

I am not trying to pick a fight here, but I do seriously think you need to consider taking Fair Housing class. If

I have bought vacant land that was classified as "Homestead" as the classification had remained from previous years.

I could give examples of buying the property and leasing personal property that could be included in a CFD, beyond the scope of this thread I'm sure.Be careful about assuming because you buy as an investor that you are exempt from Dodd-Frank, classification of loans and property can be different, always best to check with the state finance department how they view single family residential.

Even if they did not meet your other, non discriminatory criteria, they might also fit into a protected class.  If

1) and 2) are different types of entities with different tax classifications because they are used for different purposes!

So maybe I do care a little bit about the classification