Once you make some money - you will prove the concept and once you prove it, you will have a skill that you can charge a lot from and then use it to make more income and then invest in RE ;) 

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

The power company supplied and installed the new meters (at no charge, at least not yet) and verified all the work around the 4 gang meter pan was done up to their standards.

Realistically, to make the business work, they are hoping all the people who are using the "free services" to eventually go into banking where they can collect fees for anything bank related.

In my market every PM would charge more than your projected $350/month (which I already indicated is not reality) to manage two average size units in a duplex.This does not mean cash flow does not exist. 

Would you be willing to share what you charge for your transactional funding loans?

Also never pay any upfront fees and go with a trusted lender who closes through a title company. 

Also a lot of the "deals" in the Subto community are highly overpriced and charging more than market price most of the time.IF you are still curious or would like to see, I am happy to connect with you, show you the Subto videos and trainings if you'd like from the courses.

I.e. say your plumber has a fixed $150 service call fee.  

Once you pay realtor fees, closing costs, sellers want 10k for points and concessions.