Jonathan Chan
How Are You Using your SDIRA?
28 December 2024 | 6 replies
Other ways of using SDIRAs could be to invest in syndications, performing or non-performing debt, precious metals, raw land, precious metals, mobile home parks, self-storage facilities and more.
Vanja Dimitrijevic
Cash out refinance primary residence to buy another
8 January 2025 | 8 replies
If you want the least amount of paperwork, you could consider refinancing into a debt service loan.
Nicholas Dillon
Am I Correct About the Way I'm looking at the BRRRR as We Begin 2025
30 December 2024 | 2 replies
typically (as you probably know) you buy something distressed, with either cash or hard money, you fix it up, and then you refinance into long term debt.
Colton Bridges
How to refi out of hard money loan/multi unit
21 December 2024 | 24 replies
If you do have enough other income then you dont even need to lease out this property to start your refinance.However if you dont have enough income to qualify with no rental income offset then yes you will need to obtain your lease(s) and security deposit + 1st months rents deposited before you can utilize 75% of this gross income - your monthly PITIA payment (in terms of qualification on this property refinance.So all in all Id make sure what your current debt to income position is first of all (DTI) and then strategize to see if you even need the leases at all.
Richa Wardhan
Single Family Investor
2 January 2025 | 16 replies
Also, do you have enough equity that if you sold one you could pay down most of the debt on the other 3?
Claude Diehl
Sell a Solo 401K property with owner financing
23 December 2024 | 6 replies
Solo 401(k)s are not subject to UDFI (Unrelated Debt-Financed Income) on the capital gains from selling a debt-financed property, per IRS rules.b.
John Brown
Renting short term on a sub leased property: Is it much harder? (rental arbitrage)
8 January 2025 | 15 replies
Further, the property may qualify for larger loans based on the increased cash flow ability to service debt.
James Ory
Trying to Learn
30 December 2024 | 4 replies
Eliminate debt, establish a budget, and save.
Faris Wright
Any housing prediction for 2025?
24 December 2024 | 2 replies
People carry too much debt and even if the debt was forgiven or paid off, incomes don't match affordability.
Vanessa Lule
Negotiation Tips for Airbnb Arbitrage + How do I Present My business Plan?
30 December 2024 | 7 replies
No owner is going to care if you print a brochure or show up with index cards written in crayon.