If you plan to sell it in the near future, I would focus more on the added value overall. 

If it's helpful and we can measure a business impact, we will scale.

Hello Lisa, I'd recommend reaching out directly to the planning department.

Dennis' dad and I actually tripped over something similar back in Chandler.. we learned to tap into city planning websites and even call the permit offices directly to get a real sense of their backlogs.

You may be better off with a higher rate and the flexibility to access the equity in that property to grow your business or even bail you out of a jam.

With things like the ONE Linden plan in Linden, which is a 50M plan to improve the neighborhood.

Here are some financing options to consider:HELOC or Cash-Out Refi on Another Property – If you or your mom have equity elsewhere, this could be a more flexible and lower-interest option.Business Line of Credit – Since the property is in an LLC, you might qualify for a business LOC, which could cover construction costs.Private Money Lender – If you’re okay with 12-15% rates, a private lender could fund this as a short-term loan, especially if the guesthouse will generate strong income.Construction Loan – Some lenders offer short-term construction financing, which converts to a longer-term mortgage once completed.Seller/Partner Financing – Bringing in an investor or structuring a joint venture with someone willing to fund the build in exchange for a share of the income.Credit Card Stacking or Unsecured Business Loans – Riskier but could work if you need to bridge a gap until the unit starts cash flowing.Would love to hear more details—especially your timeline and expected rental income.

I have since passed my Real Estate License Exam and plan to be more active in the forums.

You end up being on the 10 year plan vs the 1-2 year plan.

It's always important to screen anyone you are doing business with.