Home values typically fall between $150K–$200K, which provides a solid balance of affordability and appreciation potential.

Balancing rental income, appreciation potential, and location can provide a primary home and a long-term investment portfolio.Good luck!

Quote from @Elliot Angus: I recently came across an interesting opportunity and thought I’d share the details.Mortgage Details:Outstanding Balance: $70,000Fixed Interest Rate: 3.75%Monthly Payment (PITI): $950Loan Maturity: May 2045The property’s current market value is around $225,000, leaving significant equity on the table.Tenant-Buyer Situation:The property is currently occupied by Rent to Own tenants.

Seems like a really balanced and prudent approach.

Additional Details:The property is in a desirable area with good amenities nearby.STR data from AirDNA shows decent revenue potential, but the lack of comps makes me hesitant.I’m looking for a balanced approach that minimizes risk, even if STR performance doesn’t hit expectations.If anyone has experience investing in Cincinnati or navigating markets where STR data is sparse, I’d love to hear your thoughts.

Also, what's the current balance on your mortgage?

Your goals seem to balance future personal use with investment potential.

So believe me, there were days I used to knock my head against the drywall until I managed to find a balance.

Originally when they were known as FlipOS, they would split up the interest payments,so I would pay the remaining amount for the month the house was purchased and then the remaining balance on the sale of the home to them.  

I have about 150k equity in my home and have $215k balance on my mortgage.