Banking has changed. 30 years ago, you could walk into my bank, chat for a while, shake hands, and leave with advice or a loan check.

You could house hack by purchasing a small multifamily with an FHA or conventional loan, reducing your living expenses while building equity.

If you have any loan questions feel free to reach out. 

It’s like you bought the properties with a 30 year loan and are putting the rest in to a savings account.

House hacking a 2-4 unit property with FHA (3.5% down) or Conventional (5% down) can be a smart way to start, while DSCR loans or partnerships can help if you need alternative financing.

If the cosigner is not contributing funds but is just helping secure the loan, whats a fair way to compensate them?

If you ever need insights on financing options for rental properties, including DSCR loans to scale your portfolio, I’d be happy to help.

Once you’ve built capital, transition to small multifamily units using DSCR loans for steady cash flow.If you need help analyzing deals or securing funding, let me know.

(DCSR loan?)

Use your W-2 income to qualify for multiple loans now, stack a few properties before quitting your job, and consider BRRRR or DSCR loans later to scale.