EVEN IF THEY ARE PAID they cant guarantee that a short sale will even be approved AND cant guarantee any price.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Often times, their approval processes are slow.Credit Unions - Their member structure also subsidizes their financial structure so they can also be a source of low-cost financing.

When this is applied to frontage lot situations your development costs are minimal because subdivision approval is NOT required.  

This doesn’t include any raises or bonuses.No kids yet, but we plan to have them down the line.Both of our credit scores are over 800, and we have no debt.The plan:I know sellers don’t always love FHA loans, and they can be tough to get approved for, but I’d like to use one to make this work.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

@Tim Holt Come February, it's legal to create an ADU by-right on any single family property in the entire state.

HUD performed extensive due diligence on us, and had to approve us as buyer's and our management company and mangers.

With actual cash, you just transfer it. yes, but you can still bid with lender approval - without appraisal contingency - you send in deal (app), it gets approved by lender its functionally the same as cash (except in true lightning speed situations where there is a quick auction with little time to prep but thats generally pretty rare I'd think)Right, but that's not cash or functionally the same as cash because the lender can change the terms at the last minute, as often happens with less experienced hard money lenders.

If approved, it would limit how they use competitors' data and algorithms.