Pete does not allow STRs unincorporated Pinellas does allow it.

The lender clearly didn't communicate with you or set proper expectations, which is why it seems the expectations you have are inaccurate.Most lenders will NOT allow you to order your own appraisal/BPO. 

Other lenders will specify a maximum LTV.Payment Options: If you allow payment deferral, note it here.

I have always allowed pets with a small fee and think service animals are crucial but don't want to be forced into ESA. 

For Airbnb, do i allow STR stays for the next three months and then block out the calendar beyond 3 months for MTR stays?  

Also, conventional lending will NOT allow you to get gift funds OR borrow unsecured funds to help fund a down payment on an investment property.

Then, a guest got called out for sneaking in 4 dogs (we only allow 2).

Zoning Districts That Allow ADUsADUs are permitted in residential zoning districts and some mixed-use districts.

If a mortgage has a deed restriction, not allowing short-term rentals that is not imposed by an hoa or a city government how hard is it to get it removed?

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.