I know various insurance companies, gov't agencies, hospitals etc will source properties but was curious if anyone has built a list of the most prominent ones. 

"Soft" Bridge loan from Midwestern Life Insurance Agency.

Perhaps the land attorney can use this lack of curb and gutter as incentive in negotiations, which the engineers were quite confident they would be successful with.

Congrats on pursuing agency and seeking working with the investor crowd!

And don't get me started on the former point, there's plentiful of experiences first hand where agents just try to get too cute due to a lack of knowledge and a dogmatic view of a 6month lookback at pricing.

The warranty and service has also been lacking. 

More than likely, the loan officer on your file either A) didnt know their own product very well, or B) glossed over this aspect in order to get the loan to closed due to a lack of integrity. 

All this can be done while you are working on your credit/debt if you want.What you lack right now is leverage. 

This approach will allow you to grow beyond your $80K and truly make strategic moves in the game of real estate.I’m Xavien Rafael, CEO of Intelligent Credit, an international credit agency helping clients in Canada and America with credit repair and funding.

The reason I say this is if someone pays $40k for training and they only have say $50k - it does not matter how awesome the training is, the chances of following up with success would be impeded due to lack of cash.