It has been great for me in that I can still be a Marine (when I want to), maintain benefits for my family, and accrue years towards retirement.

However, the thing to keep in mind is that if you impose the fee, and she refuses to pay it, all you can do is allow it to accrue along with the late fees that are caused by the ongoing balance, and then serve eviction for nonpayment once the moratorium is lifted.

Those numbers would be way too tight for me to consider.Great job accruing for Maintenance and Capex, though I think you will find those figures are very light. 

Here is a link to the finance code... https://statutes.capitol.texas.gov/Docs/FI/htm/FI.342.htmBasically, if you make your first payment, then immediately set autopay to make your second payment on the first day of the 2nd payment period, you will only need to pay for the 1 day of accrued interest since the balance was only left unpaid for that 1 day.

The tenant will eventually have to pay and they can still accrue late fees or other penalties. 

(Yes, is annoying and stupid and your situation is exactly the grade A example why) I would verbally communicate with the tenant and explain (in a 'nonthreatening') manner - don't use the terms like fine, fee, or "eviction" - that based on your understanding that they have not been impacted personally by COVID-19 insofar as income or ability to work that they should be able to, and you do expect them to continue to pay rent,   and while you will comply with all emergency orders, unpaid rent will continue to accrue and is expected to be repaid.    

However interest will continue to accrue on both unpaid balances until they are paid.My question is, 2 years from now will I get dinged when trying to take out a loan for an investment property? 

If the utilities are in the landlord's name, you cannot shut off utilities even if they stop paying rent and the bill will continue to accrue during the perhaps drawn out eviction process. 

I have been planning to buy my first house hack this year and have accrued about $20k to put towards this first investment.

So my goal for the next 6 months as I accrue cash is to network very hard and get to know all the wholesalers, etc. in my area.