This means 20-25% for a down payment, and it has to be your money that you're using (verifiably in an account that belongs to you).Though there are programs that lend up to 90/100 to first-time investors, those programs usually don't work in Maine due to the rural nature.

@Christopher MillerDid you take his program?

I joined various internet marketing programs and mentorships to find ways to transition from my W2 job.

Long story short, we settled with one of our VIPs for $72k they put up a non refundable the same day.

Both of those could put an investor where you are today - unfortunately.I can tell you that I believe I've avoided these types of issues from happening on my deals because I joined coaching programs and had mentors.

There are options via the Positive Rent Payment program (Fannie Mae) to do so. 

For first-timers, leveraging programs like down payment assistance or FHA loans can make a big difference.

@Robert WestenbergerIf I were in your shoes, I would focus on multi-family homes, single-family homes with ADUs, or live-in flips, and explore financing options like FHA loans, conventional loans, or first-time buyer programs.

I’m not able to personally qualify for cash out refinances.I’m looking to sell my home located in Southwest Florida in a HOA community but want to remain in the home to lease- 3 years or more.Does anyone have experience with this type of program or have any suggestions for me on where to look to get this done.

Hi James,I see you are in Brandon Turner First deal program.