If you were in my shoes how would you find the money to get these two investment properties.

After George Air Force base closed, so did a lot of Businesses, Growth in the area stopped almost overnight. finally started to pick up again in about 2004 then all of the sudden home prices in the area rose 300-400% between 04 and 08...

San Antonio seems like a shoe-in.

Rose,Yes you can purchase as a primary and rent out the other unit as you see fit STR or LTR.

I purchased $4m of RE in Dec 2021 before rates rose.  

If I were in your shoes I would request a preliminary settlement statement showing all actual lender fees. 

US companies added 184,000 jobs across most job categories and wages rose, the most since July.

These was a brief time prior to this where Prime Rate rose to OVER 20%.Today you can't walk even 1 foot without tripping over real estate information, knowledge, and education. 

All I am saying is if I were in the tenants' shoes, I am paying my rent, and I would like to be left alone until I do something to earn the distrust, so I tend to give the benefit of the doubt.You would be surprised how your tenants may find out. 

They become subrogated (steps into their insured's shoes with the ability to enforce their rights).