With fees and points and so on, their money cost me 16%, and it was a total pain to refinance to a 5% conventional mortgage.If you are going to do a deal which involves buying a house for $50k less than market price, then paying Eastside $10k to expedite the closing is totally worth it.Eastside funding are good people, and they provide excellent service. 

Which ones are the most painful?

*Listen for pain points.- Timeline.

After twenty years of running projects, we have completed every job we have undertaken (even the painful ones) and we have never had any loan payment issues.

Is the Only Way to Negotiate a Lower Price with Builders is to have a pain in the butt inspector find a laundry list of problems and meaningless in the grand scheme defects to compel them to cut their numbers to move to acceptance and closing?

I know it is painful when you have bern decreasing the rent already.  

I’m most interested to learn how people in the local area are picking their investments and how much pain they are willing to endure per unit. 

If I may ask, which aspects are the most painful, to the point that you're exiting the market?

Sometimes if it seems the customer is going to be more of a pain that we want to deal with, we can add significant amounts to the quote. 

I know it's a pain to pay the extra couple hundred dollars for re-inspection, but it's always worth it to double check and confirm on your end.