If you want the best rate, I would find the cheapest online lender you can find where you are number 37 out of 70 for the month.

Most are folks that have the emotional control of a 5 year old, controlling attitude, an omniscient narrative in every thread & topic, act like an online hall monitor, and constant attention seeking. 

Here is my system that I have shared on the forums previously:It all starts with online ads, within which are several pre-screening questions I request be answered in their response to my ad.

The FF rates in my zipcode are higher than I expected and their quality is less than what I'm bringing online! 

I believe it was said in James Bond movie, Casino Royale "It's not about the money, it's about knowing who you can trust".

unfortunately this marketing specialist was NOT a specialist in marketing for real estate businesses, did not understand the unique requirements and characteristics of real estate, and hence implemented their “generic” on line marketing program.  

Checked info online and should be getting some sort of updates, but nada.

An instructor can make it better, but most are online now anyway.

If you want to understand 5-year outlook, I'd look for multifamily construction data in your area to understand what level of new units is and will be coming online in the near future. 

One land speculation I bought 4 acres in sonoma County CA ( wine country) in 96 for 27k it was unbuildable at the time ( could not get a septic system on it) Well city grew to us The Graton Casino comes in right across the street and we sold a few years ago for over 2 mil to a land assemblage investment company.