Look, I think of it this simple, I don't know a single established millionaire who does the "standard" consumer debt thing.

I'd want proof that they were using insured, licensed installers and standard name-brand equipment.On a side note, I saw your post and immediately thought your name was Nathan Detroit:

If solar panels provided a good ROI on owner occupied homes, then builders building spec homes would include them as standard to reap the reward! 

The industry standard currently is around 70%, but there are some that will go up to 75% or 80%, but you've got to have pristine credit.

I noticed your double standard in your reply as you don't mention the thing that is "eerily similar to what we've heard...". 

If I go BRRRR I’ll refinance with a standard lender.Assuming we sell for $625k which is the ARV and market analysis I pulled, purchased for $345,500 and have $120k in reserves for rehab cost.

Three years is the standard PPP, but 0-5 year options are usually available.

The renovations were already factored into the LTV during the initial loan approval, and the increased value of the property due to those renovations may not automatically allow for an earlier PMI removal under Fannie Mae's standard policy.Workaround/Next Steps:Reappraisal: You might be able to request a reappraisal if the lender is open to it.

I'm a licenced Broker and I also handle project management for flippers, contractors, etc.FEMA 50% Rule: ALL of the homes that exist in a Flood Zone have a 50% limit on work that can be done to repair them without bringing them into compliance with current flood standards.

Exercise caution and explore alternatives before considering themIt’s important to clarify that your employment with us ended abruptly because your actions and values did not align with our company standards.